Experienced drivers have much lower percentages for collisions than new drivers?

True.

That's correct.

What part don't you understand?

The MAIN reason is, new drivers are always looking straight ahead and have no idea what's going on to the left, right, or behind them.

Yes, but WHAT IS YOUR QUESTION? Not asking one is a violation of forum rules. Fail. Reported.

Yes, that's true. Thank you for asking, I think.

not a question ........................................................................

Correct.

That is true.

Thanks for the information. I bet most of us did know know that. Now what is your question?

Yes. That's why their insurance premiums are significantly lower than inexperienced drivers.