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Anonymous
Anonymous asked in Politics & GovernmentImmigration · 2 weeks ago

I have been living in America for about 12 year. HS, college, and work. I have a residence here and a SSN so I can have a bank account ?

I am have lived in America for 1/3 of my life to get a proper education and have worked as a research consultant for Purdue Pharma. Sorry junkies, I worked on opioids to have an anti-abuse cover. I come from a Westernised nation. Thinking about going home, my profession plays 35% more. Don’t get me wrong, America is without a doubt the best place on Earth. Everything, has been done legally, don’t ask. I could have been a citizen, but I preferred to just renew the green card. So if I leave, what happens with my SSN, my credit score is high enough to get a bank loan of $250K. Sell my house, or rent it out. A car, and possessions. I’ve asked buy my colleagues and buddies there is no point. What happens with my SSN, which I’ve had since being a Junior in HS. I am just conflicted. What what you do. 

Update:

Of course I have a bank account and one credit card, and a second one for emergency. I just figured it was.obvious that I bank with a major American institution. I do not get a pay check, it is directly deposited to my checking account. Smarta55

Update 2:

You must not be from the States. I used it during my college days. I always paid them off in full when payment is due. After years of being a loyal and responsible user. Your credit score goes up. 

Update 3:

Thank you Sunshine for providing a relevant answer that it is important to note. 

10 Answers

Relevance
  • 2 weeks ago

    Leave before you get shot or worse... become a repiglican.

  • 2 weeks ago

    I don't know the answer to your question, but I enjoyed reading your story.

    You are the prime example of what every immigrant should be.  Don't go.  America needs more people like you.  Become a citizen.

    But good luck with whatever you decide.

  • ?
    Lv 7
    2 weeks ago

    Your SSN is attached to your identify for life.

    You can of course rent out your home, but the rent collected would be subject to US income taxes.

    You can only collect SS benefits if you are a US citizen or a Green Card holder. If you return to your home country (unless it's Canada), you are abandoning your US residency and every penny you paid into the system is lost. That's why naturalizing makes a lot of sense, unless your home country doesn't permit multiple citizenship. Since you didn't name your home country, I can't tell you more.

    Source(s): I’m an immigrant to the United States, a retired attorney, and now live in Ojai, California.
  • RICK
    Lv 7
    2 weeks ago

    Your SSN is yours until you die

    If you move back home you lose your Geen Card, depending on the country your biggest problem would be being allowed back into the US

    If you paid into SS for 10 years after turning 18 you can live abroad and still collect SS if your country has a tax treaty with the US

  • ?
    Lv 7
    2 weeks ago

    You are an LPR and it gives you a right to live here, but you lose that right to residency once you abandon the country; or live aboard and only come to visit. Although non-citizens can collect social security if they have paid into it when they retire; they must be residents of the U.S. You must reside in the U.S. more than 50% of the time to retain your residency and must have sufficient connections here. Under some circumstances; you may be able to get a refund of the amount of your contribution if you are leaving he U.S. for good. Contact the SS for that. 

  • ?
    Lv 7
    2 weeks ago

    Your US SS number remains yours and if you worked for 10 years and paid into SS you could still collect SS payments from abroad when you reach 65. 

  • 2 weeks ago

    Your Social Security number is yours alone; it will not be given to someone else if you return to your home country. If your country allows dual citizenship, it would make sense to get American citizenship before you leave (although you will have to pay income taxes at some rate as an American citizen). Having American citizenship and an American passport will allow you to return to the States at any future point if you choose. Find out what level of income taxes you'd have to pay if you get American citizenship (but you'd probably still make more money by returning to your home country).

  • Maxi
    Lv 7
    2 weeks ago

    You claim to be educated so it doesn't take much to go onto the US Government immigration site and read  the official data........... you leave for more than 1 yr, you lose your green card

  • 2 weeks ago

    Do whatever you want to.

    If you've been in the US you might want to get citizenship before you leave, just in case you ever want to return. (Although that does have its own tax implications)

  • TB12
    Lv 7
    2 weeks ago

    So let me understand this,,,,

    You recieve a paycheck, which has to be cashed,,

    You have a high credit score, which one cannot get unless you've been using credit,

    You own a house,

    Yet we're supposed to believe you don't have a bank account

    Yeah,,,, OK.

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