Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and the Yahoo Answers website is now in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Edward asked in Business & FinanceCredit · 10 years ago

Is there a reason to use Chase Blueprint?

I don't get it. Once something is charged to the card, it's all the same as far as interest goes, right? What difference does it make if I pay for everyday items before I get charged interest on them, and not pay the same amount on my existing balance; or if I just charge everyday items on the card and make a payment on my general balance? I'm confused as to what the benefit of Blueprint is.

2 Answers

Relevance
  • 10 years ago
    Favorite Answer

    People fall for anything new.

    It's called marketing

    Just thank goodness you are not the average idiot that thinks that this is somehow better

  • 10 years ago

    Normally if you carry a month to month balance, even new charges get lumped into your average daily balance for figuring interest. What Chase Blueprint does (I think) is allow you to pay off certain current charges without incurring interest on them, while interest just accrues on the carried over balance or current charges you do not pay off on the next due date. So you would end up paying less interest.

    But I ended up with 3 Chase cards after one of my numbers was fraudulently used and they sent me a 3rd card and a replacement card. So that is a non-issue for me. If I do carry a balance, I can simply put current charges on a different card. So no loss/gain for me, but it may help those who only have one card.

Still have questions? Get your answers by asking now.